Kids should always wear a helmet when riding bicycles or scooters also. Helmets should also be worn when roller skating or rollerblading. Seek help. Children who fall on their face should go to the nurse and the dental practitioner. Sometimes issues can slowly develop. A minor problem could affect the root of a tooth actually. If a permanent tooth can be knocked out it should be replaced within thirty minutes. By no means scrub a tooth which has fallen out, if it looks dirty even. This could kill its root. Don’t expect pain.Net gain was $522.6 million for the next quarter of 2011, weighed against $494.6 million for the next quarter of 2010. Prior-years reserve development was $196.6 million and $150.3 million in the first half of 2011 and 2010, respectively. 2011 prior-years reserve development relates primarily to 2010 incurred healthcare costs, and 2010 prior-years reserve development relates primarily to 2009 incurred health care costs. Group Insurance business outcomes Group Insurance, which includes group existence, disability and long-term maintenance systems, reported: Operating earnings of $44.4 million for the next quarters of both 2011 and 2010. Net gain of $47.3 million for the next quarter of 2011, weighed against $50.5 million for the second quarter of 2010.